NAACP Legal Defense Fund : Defend, Educate, Empower

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"The NAACP Legal Defense and Educational Fund is simply the best civil rights law firm in American history." -- President Obama

Ways to Give

A Commitment to the Future of the NAACP Legal Defense and Educational Fund, Inc.

There are many ways to make a gift to LDF that will not only give you the satisfaction of knowing you are contributing directly to the organization that is America’s legal counsel on race but also can provide for your own financial well-being and that of your family.


Corporate Support

Corporations support their employees’ communities and the communities in which they do business through a variety of ways.  You can bring the invaluable work of the NAACP LDF to the attention of your organization’s Office of Corporate Responsibility, Community Relations, or Company Foundation. 

Workplace Giving

If your workplace is affiliated with America’s Charities© or the Combined Federal Campaign (CFC), you can support our work through automatic payroll deductions.   Check with your Human Resources Office or contact us at development@naacpldf.org or 212-965-2204.

Make A Matching Gift

Many companies and organizations will match or even multiply your charitable contribution, significantly increasing your support of our work.  Companies may match many kinds of gifts, including one-time gifts, monthly pledges, workplace giving, and donation of professional services. Check with your employer’s Human Resources Department to see if your gift qualifies for a match.

Give Through Your Fraternity, Sorority, Professional Network, or Member Organization

Over the years, we have received robust support from the national and local chapters of organizations such as the Links, Incorporated; Delta Sigma Theta Sorority, Inc.; Omega Psi Phi Fraternity, Inc. and other membership and professional groups. If you belong to one of these organizations, urge them to consider a contribution to the LDF Scholarship programs or for general support to protect our voting rights, to ensure equal access to education, and to build economic equity for all Americans. For more information contact us at development@naacpldf.org or 212-965-2204.

Bequest

Bequests allow you to defer your gift until after your life-time.  Remembering LDF in your will or trust can be easily accomplished with the designation of a specific dollar amount or other property.  You may also designate LDF to receive a specified percentage or the residuary of your estate assets.

What are the benefits?

  • Full control of your assets during your life-time.
  • A donation that is fully exempt from estate tax.

The following is some sample language that you may use to remember LDF in your will or trust:

“I give and bequeath to the NAACP Legal Defense and Educational Fund, Inc., 40 Rector Street, 5th floor, New York, NY  10006, the sum of $________ (or specific asset or _____ percent or the residuary of my estate) to be used for its general charitable purposes.”

Life Insurance

Life insurance for LDF lets you make a large gift at little cost.

Did you know that you can support LDF’s mission of fulfilling the promise of equality for all Americans by naming LDF as the partial or sole beneficiary of your life insurance policy?

Why life insurance?

By leaving the proceeds of an insurance policy to LDF, the proceeds of the insurance policy will not be subject to estate taxes upon your death.  Also, if you transfer ownership of the policy to LDF during your lifetime, you may qualify for an income tax charitable deduction and you may deduct the cost of future premium payments.

How can I name LDF as a beneficiary?

If the policy already exists, you should request a “change of beneficiary” form from the insurance company.  You can name LDF as sole or partial beneficiary or you can name us as a contingent beneficiary in case you are predeceased by your primary beneficiary.

On the form list us as: 

NAACP Legal Defense and Educational Fund, Inc.
40 Rector Street, 5th floor
New York, NY  10006
Tax ID # 13-1655-255

 

Retirement Plan Assets

Retirement plan assets for LDF allow you to lower the tax burden to your heirs.

Did you know that you can support LDF’s important work by naming LDF as the partial or sole beneficiary of your IRA, 401(k), 403(b) or other retirement plans?

Why use retirement assets to make a gift?

Since retirement plan assets may be subject to both income and estate taxes if left to heirs, estate planners often recommend that you designate all or a portion of the assets to a charitable organization like LDF.  By leaving such assets to LDF, you can pass assets to your heirs which may generate a lower tax burden for your estate.

How can I name LDF as a beneficiary?

You should request a “change of beneficiary” form from your retirement plan administrator.  On this form you can name LDF as sole or partial beneficiary, or you can name us as a contingent beneficiary in case you are predeceased by your immediate beneficiary.

On the form list us as: 

NAACP Legal Defense and Educational Fund, Inc.
40 Rector Street, 5th floor 
New York, NY  10006
Tax ID # 13-1655-255

Charitable Remainder Trusts

Charitable remainder trusts provide a more flexible way to provide lifetime income.

Charitable remainder trusts are another way to accomplish your personal financial goals and support the mission of LDF.

What are the benefits?

  • Income tax deduction for the present value of the remainder interest.
  • Avoidance of capital gains.
  • Flexibility as to the income recipients and type of income.
  • Charitable Remainder Trust can support one or more charities.

How does it work?

These are trusts that you create designating one or more beneficiaries to receive annual income for life or for a term of years.  When the trust terminates, the remainder is given to the designated charities.  There are two types of charitable remainder trusts:

  • Charitable Remainder Annuity Trust – the income is a fixed dollar amount and the donor cannot make additional contributions to the trust.
  • Charitable Remainder Unitrust – the income is a fixed percentage of the value of the trust and the donor can make additional contributions to the trust.

 

Charitable Gift Annuity

A charitable gift annuity provides you with lifetime, fixed income.  An LDF Charitable Gift Annuity is an ideal way to accomplish your personal financial goals and support the mission of LDF.           

What are the benefits?

How does it work?

You make a donation of at least $10,000 in cash or appreciated securities to LDF in exchange for a charitable gift annuity.  In return for this donation, LDF pays one or two individuals of your choosing an annuity each year for life.  You can choose to take payments immediately or defer until a later age.

You are eligible for an immediate income tax deduction for the part of your contribution that is considered a charitable gift.  The annuity payments received may be partially tax-free during the annuitant’s life expectancy.  And you can reduce and defer capital gains taxes with donations of appreciated securities.

At the end of the lifetime of the annuitant(s), LDF benefits by receiving any funds remaining from your initial donation.

What is my annual annuity rate?

The annuity rate is based on the closest age(s) of the annuitant(s).  Contact us for a confidential, personal benefits profile and determination of your annual annuity rate, charitable deduction, and tax-free payments.

Sample Rates:
AGE RATE
70 5.8%
75 6.4%
80 7.2%
85 8.1%
90+ 9.5%

Note: LDF charitable gift annuities are currently not available in some states.  Please contact us for more information.

  • Lifetime income at attractive, fixed rates.
  • Eligibility for a charitable income tax deduction for a portion of the gift.
  • Reduction and deferral of capital gains taxes, if appreciated securities are used to fund the annuity.
  • A portion of your annuity payments may be tax-free for a number of years.